live baccarat table

Online Baccarat at Refuel Casino

Baccarat has a reputation as a cool casino game, enjoyed by high rollers, celebrities, and playboys worldwide.

And now you can join the fun too with online baccarat. One of online baccarat’s attractions is its simplicity and small casino edge. 

Refuel Casino is the perfect place to start your online baccarat story with a range of tables and variants to enjoy.

Find out more about online baccarat, and then give it a go!

What is online baccarat?

Online baccarat follows the same rules as offline baccarat. You take a seat at your chosen table and have three betting options – the Player position, the Banker position or the Tie.

When you have placed your bet, using a standard 52-card deck of playing cards, the player and banker position is dealt two cards (sometimes three). The position with a value of 9 or closest to 9 wins.

Card values are like this – ace is 1, all face cards are 0, and the rest are their face value. So a 3 and a 4 would equal 7, a jack and a five would equal five. No card can have a value over 10. In the case where the values exceed 10, the first number is dropped. So a 6 and a 6 wouldn’t equal 12, but 2.

The player position is dealt a third card if the total is 1-2-3-4-5-10. The banker position is dealt a third card following a longer list of rules. 

Trying to remember all the banker position baccarat rules is tricky, and there’s no real need. Gameplay is automatic, and if you are playing live baccarat, the dealer will know all the rules without even thinking.

If you want to learn the third card banker rules, hit the info button inside any game you play at.

Online baccarat uses sophisticated computer software with sounds and animations to recreate the classic game in high quality. Live baccarat is instead played with real dealers via an HD video stream from a land-based casino or a casino studio. 

How to win at online baccarat

Baccarat has a housed edge of just 1.24% on the player position and even less at 1.06% on the banker position. These are typically the best odds you will find at a casino, and it’s a reason that casinos are cautious about letting high rollers stake too much as even a small winning run can be very costly.

The tie has a house edge of 14.36%, so even though the odds of 8/1 appear attractive (sometimes 9/1 is available), it should be avoided.

The banker position pays 1/1 minus 5% ‘commission’, and the player position pays 1/1. In the long term, you are betting off sticking to the banker position for your bets.

Some side bets, like Perfect Pairs (a bet on whether a pair will be dealt), are also widespread in online baccarat.

Now you know the odds and payouts, how can you improve your chances of winning? Well, online baccarat is a game of luck. There is no skill involved and no actions you can take improve your chances.

Our best tip is to stick to the banker position and play responsibly, setting win and loss limits. You can easily do that at Refuel.

Best strategies for online baccarat?

Like online roulette, there is a lot of discussion about baccarat strategy. You will even see scams like ‘guaranteed winning systems’ advertised. The truth is, there is no long-term winning baccarat system – the house edge is built into the game and cannot be influenced.

Let’s run through three of the most popular baccarat strategies and find the flaws in them.

Martingale baccarat system – also famous for roulette, this system tells you to bet on either the player or the banker and double your stakes after every loss until you win.

It suggests that you will eventually be up against the house. However, the issues are two-fold. Even a short losing run will see you place bigger and bigger bets to win just one unit back. Long term, you’ll inevitably hit a losing run that kills your bankroll, or you will reach the table limits.

Paroli baccarat system – this is the opposite of the Martingale system. Where you instead double your stakes after every win in the hope of making winning streaks pay. You will make a nice profit if you hit a winning run, but these profits will quickly be lost as soon as you have a few losers.  

1324 baccarat system – Assuming you are on a winning streak, start by betting one unit, then three, then two, then four in that order, until you lose. Then you go back to one unit and start the process again.

Here you are hoping to catch a winning run, but you risk your winnings each time when it would have been better to take the profit.

Live baccarat games at Refuel Casino

Live baccarat is available across over 20 tables 24 hours a day at Refuel Casino. Here you can choose from a wide range of live baccarat games, including:

Live baccarat is streamed from various top providers like Evolution Gaming and Ezugi. You can play at tables with different themes and language preferences also.

Can I win real money when playing online baccarat?

Yes! Real money online baccarat offers you a nearly 50% chance of winning if you bet on either the player or banker position – much better odds than most casino games. Add in exciting side bets and multipliers available in some baccarat games, and with some luck, you can win real cash. 

Always remember, you should play for fun, though, not as a means to win money.  

Stakes start from as low as €0.25 a round up to hundreds of euros at some of the VIP tables. Choose a stake level you are happy with and can afford to lose.

Good luck!